Kitchener Car Loan Privacy Policy
Kitchener Car Loan is the leading loan
company of automotive loans in Ontario Canada. We offer New Vehicle
Financing, including zero percent, and Used Car Loans at the lowest
rates available.
 Kitchener Car Loans
Privacy Policy
The following statement discloses the privacy practices of
Kitchener Car Loan.
Because Kitchener Car Loan wants to demonstrate its commitment to
consumer privacy, we have agreed to disclose our information and
security practices.
Kitchener Car Loan Safeguard Policy
Kitchener Car Loan complies with all government regulations in an
effort to guard your personal data from misuse. We undertake
physical, electronic and procedural steps to ensure your data is
safe, and is only used for the purposes outlined in our privacy
policy and loan application.
Acceptance of Kitchener Car Loan Privacy Policy
By using Kitchener Car Loans’ services or web sites, you signify
your agreement to the terms and conditions of Kitchener Car Loan’s
Privacy Policy. If you do not consent to these terms and
conditions, are not a Canadian resident, or are under 18 years of
age, please do not use the site or Kitchener Car Loan services.
When you just visit one of our sites:
We use IP addresses to analyze trends, administer the site, track
user’s movement, and gather broad demographic information. IP
addresses and cookies are not linked to personally identifiable
information.
When you provide us with information:
You opt in:
1) Consent to contact: We ask for consent to follow up with
visitors regarding their application or partially completed
application.
2) Consent to seek loan approval: We ask for permission to pull
credit reports and search for an auto loan approval with banks on
our customer’s behalf.
We use this information to evaluate your applications, locate an
appropriate lender, provide you with high quality service, prevent
fraud and, with your consent, inform you of offers for other
Kitchener Car Loans
services offered by third parties. We may also use this
information to confirm your identity when you call us to inquire
about your accounts. We also ask for information from our visitors
at other locations on our web site. This is considered
consensually given information and subject to the conditions of
this privacy policy.
Sharing Information
Kitchener Car Loan may disclose information about you to the
following types of third parties: Kitchener Car Loan affiliates;
service companies (companies that provide services to Kitchener Car Loan
in order to process your application); financial institutions, and
credit bureaus, collection agencies. Your information is disclosed
to the foregoing entities solely for the getting a loan that meets
your criteria. Outlined below is the information shared with each
type of third party and as appropriate, your options.
• Sharing Information with Service Companies -- In order to
provide quality service, Kitchener Car Loan contracts with
service providers for essential roles in processing your
application. We may disclose some or all of the information we
collect to these service providers but only in order to obtain
credit for you. All of Kitchener Car Loans‘ service providers have entered into a
contract with Kitchener Car Loan that forbids them from using
information provided by Kitchener Car Loan for any purpose other than
providing the service for Kitchener Car Loan customers. Kitchener Car Loan
takes security precautions to monitor the use of the information
and prevent the use of the information for any other purpose.
• Information Sharing With Merchants -- Kitchener Car Loan does not
share any information with unrelated merchants for the purpose of
extending offers of goods and services without your consent.
• Information Sharing with Partners -- Kitchener Car Loan offers
its products in conjunction with financial institutions and other
businesses (collectively, Kitchener Car Loan Partners). By completing
a credit application with Kitchener Car Loan for the purpose of
locating a loan that meets your criteria, you agree to the sharing
of information with that partner. These relationships are clearly
stated in the application and by completing the application you
agree to the information sharing by Kitchener Car Loan and the
partner which may include: your name, address, phone number,
e-mail address, and personal financial information.
• Credit Reports and Other Uses of Information -- In applying
for credit, you agree that we may request consumer credit reports
from one or more credit reporting agencies in connection with your
application and the administration of such application. You also
authorize us to exchange credit information concerning you or your
use of the Account with (and answer questions and requests from)
others, such as merchants, other lenders and credit reporting
agencies.
• Kitchener Car Loan does not knowingly offer its products and
services to minors. Similarly, Kitchener Car Loan does not collect
information about children.
Access to Account Information and Correction of Error Questions
Kitchener Car Loan is committed to customer service and privacy. If
you have any questions, comments or concerns regarding our Privacy
Policy and its implementation, please do not hesitate to
contact us
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